Cost of living in the Philippines, how cheap is cheap?




Foreigners consider the cost of living in the Philippines cheap.  How cheap? It depends and varies from  one person to another.

Among the factors to consider are: someone's lifestyle, the number of person he supports and his location.  The table below will somehow give an idea on  how much cost to expect when living in the Philippines based on needs, priorities, and preferences. (location is baguio city/La Trinidad, Benguet) .  



Item
Description
Amount/Monthly in Philippine Peso
Food (Raw)
Pork
175.00-180.00/kg

Beef
350.00-370.00/kg

Chicken
120.00-140.00/kg

Fish
80.00-190.00/kg

Eggs
6.00-7.00/pc

Vegetable
20.00-50.00/kg

banana
40.00-50.00/kg

Apple
10.00-12.00/pc

Grapes
200.00-280.00/kg
Food (dining out)
Per meal
80.00-120.00-toppings (rice, meat, egg and vegetables)
10.00-20.00-per order of cooked rice
170.00-250.00-whole lechon manok

List of food houses in Baguio City
Drinking Water
6 gal/container
20.00-40.00
Shelter (Rental)
Apartment (2 BR, partially furnished
5,500.00
House (2 BR, furnished
9,000.00
Camp John Hay Cabin (3 BR, furnished)
95,000.00
Studio type condo (1 BR, furnished)
16,000.00
Room (35sq.m)
2,500.00
Education
Pre-school to high school
15,000.00-30,000.00/per school term in private school
Less than 1,000.00/per school term in public school
College
15,000.00-35,000.00/per semester in private school
3,000.00-5,000.00/per semester in public school

List of schools in Baguio & La Trinidad, Benguet
Water

150.00 minimum
Electricity
Residential 
8.2131/kWh
5.00/fixed charge
12% VAT
Gas (LPG0
16kg/cylinder
700.00-750.00
Health Insurance (Philhealth)
Voluntary,Self-employed
150.00
Social Security (SSS)
 i.e. Voluntary member (VM), Self-Employed (SE), OFW
520.00 (5,000 salary bracket)
1,040.00 (10,000 salary bracket)
1,560.00 (15,000-over SB)

(for full contribution table pls click)
 Internet/Telephone
Pldt
999.00
Smart
999.00
Globe
999.00
Household Helper (maids)
Stay-in
2,000.00-2,500.00 (excluding food, philhealth and sss employer share)
Transportation
Jeepney fare (minimum, up to 4kms,additional 1.25 every km)
8.50 regular
20% discount for students, senior and disabled person

Cab (taxi)
40.00 flagdown rate for the first 500 meters
3.40 for the succeeding 250 meters.
Medical Service
Public
Consultation fee is free but laboratory tests, and some other medical tests and medicines are charged to the patient.  You can only avail of philhealth benefits if you are confined in the hospital for 24 hrs.
Private
Consultation fee is Php200.00 -250.00 excluding medicines, lab tests and some other tests.







Below is a breakdown of our regular monthly expenses only.  It does not include medical expenses in case of sickness, acquisition of properties and some other unforseen events. The computation reflects a simple way of living.  
No. of persons: 3 (Me, son and daughter…husband working  abroad)
Location is Benguet, Philippines. 

Item
Description

Amount/
Monthly in Philippine Peso
(rounded off the nearest peso)
Food
We cook at home (rice, meat, veggies, groceries like coffee, sugar, milk, spices, oats, etc)
38.00/meal per head
10,000.00
Dining out (barely, twice a month)
600.00
Drinking water
6 gal per container (1 container for 5 days)
40.00x6
240.00
Household cleaning supplies/personal care
Soap,  toothpaste, brush, dishwashing paste, cotton buds, cotton, etc.
500.00
Clothing
Php2,000/yr (I buy mostly at ukay ukay-2nd hand items)
Php2,000/yr
167.00
Shelter
We don’t rent as we own the house
0
Education
Grade 8 (private school)
Tuition Fee
25,943.00/yr
2,162.00
Books
3,399.00/yr
284.00
School supplies
800.00/yr
67.00
School Uniform
3,000.00/3 yrs or 1,000.00/yr

84.00
Daily allowance (Food, supplies, transportation)
120.00 x 22 days

2,640.00
Misc (costumes on programs)
1,000.00/yr
84.00
Water
We buy by barrels from our neighbor (we collect rain water for cleaning and flushing the toilet bowl)
40.00x8
320.00
Electricity
79-100 kWh (computers, washing machine, modem, router,  phone chargers, gas range sometimes when we run out of gas and  lighting.  We do not use AC nor electric fan since we have a cool climate here)
1,000.00
Gas (LPG)
16kg
750.00/2 months
375.00
Health Insurance (Philhealth)
For just 1 person.  My family members could avail of the benefits as my beneficiaries.
150.00
Social Security (SSS)
Salary bracket is Php10,000.00
1,040.00
 Internet/Telephone
Globe plan 999 (internet only)
999.00
Miscellaneous
Transportation expense,  toys for my kid and others
1,000.00
TOTAL FOR A MONTH
21,137.00

491.00USD @43.00/1$

#pinay inside out


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